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PSHCP Public Service Health Care Plan $5,000,000 Annual 40 Day Multi Trip Supplement
 

Offered by Ray Battiston, Canadian Travel Medical Insurance Broker

WHY YOU NEED MORE INSURANCE THAN $500,000 CAD  FROM THE GOVERNMENT!

Planning that trip into the United States, or some other nice country? Whether you have to "top off" (buy extra days over your 40 days retiree/government travel health insurance) or not, you are putting your financial health in jeopardy if you don't purchase additional supplemental insurance. 

With our PSHCP annual 40 day supplement, you get $5,000,000 Excess Hospital Medical Insurance out of Canada, plus additional benefits, AND up to $4000 trip Cancellation on the first 40 days of your trip, vehicle return, and accidental dental coverage. The Trip Cancellation portion must be in place at the time you put a deposit on a trip. If the trip is purchased PRIOR to the Supplement being in force, call us for alternate coverage options.

"SURE, BUT I HAVE PRE-EXISTING CONDITIONS, I GUESS YOU WON'T COVER THEM! "

The  RSA PSHCP Supplemental Plan is quite simple- It covers you for $5,000,000. Excess limits over your $500,000 PSHCP Plan, and like your PSHCP does not have the normal Pre-Ex conditions that every other private plan has. Why is that? Because there is already a $500,000.00 "Deductible" in place for the Insurance Company.  This plan will pay only after your first $500,000.00 coverage is used up. That takes care of the little messy claims that are very expensive for an insurance company to handle. However the insurance company- RSA- will be "on the hook" for any medical claim after the first $500,000.00 is used up, plus the additional benefits listed above.  In other words if your PSHCP will pay the first part of the bill, then our ETFS  RSA plan will pay the balance-right up to $5,000,000 if necessary. Period. It's that simple. The revised PSHCP Supplement now requires a 90 day stability period prior to travel and 4 very short eligibility questions on page 2 of the application (Part C)

"ANNUAL MULTI TRIP" PLAN, WHAT DOES THAT MEAN?

This 40 day multi trip plan will start up or re-activate as soon as you return to your home province and leave again. This plan has  a 90 day Stability Requirement. Many competing plans require a 12 month stability period on ages 60 and older. This particular supplement is only available to PSHCP members.

AGE LIMITS AND PRICING: As of August 2016 revision - rates are subject to change at any time. ***********************************

There are no age limits. The premium per person, per 12 month period, based on maximum 40 day trips (the first 40) are: (Remember you must have PSHCP as a base!)

Age 0-54: $70.00 each Annually

Age 55-59: $88.00 each Annually

Age 60 -64 $96.00  "

Age 65-69  $128.00 
Age70 -75  $191.00

Age 76-80 $312.00

Age 81 and up $549.00  each

Family rates double the singe rate (oldest age)

For Provinces which impose a sales tax, the additional sales tax applies only to the Trip Cancellation portion.

 

EVEN MORE BENEFITS:
Trip Cancellation, Interruption or Delay up to $4,000.00 is covered under certain conditions when you purchase this plan.

Disclaimer, this is a brief description only and not a policy, please refer to actual policy wording (available on request prior to purchase). YOU CAN NOW VIEW THIS POLICY, BROCHURE, AND APPLICATION (Part D, E, F NOT REQUIRED ON THE APPLICATION IF TRIP IS MAXIMUM 40 DAYS)  AT:  http://www.ecanadianinsurance.com/etfs.html   For longer trips over 40 days additional questions are required to be answered and rates will vary by medical class rating.

Insurance Plans sold: "Per Trip" and multi trip Out of Canada Medical Insurance, Visitors Medical Insurance Plans, Air Flight Accident, 24 Hour Accidental Death & Dismemberment, Baggage, Trip Cancellation and Interruption, Expatriate Medical, Rental Vehicle Damage, Group, Dental, Extended Health.

Contact me today  for personal service on your Travel Medical, Visitors and Expatriates Insurance requirements

Ray Battiston, BA, CAIB, CIP     Canadian Travel Medical Insurance Broker
PO Box 510, 7 Red Haven Drive, St Davids, Ontario L0S 1P0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -905-262-6575
FAX  1-866-614-8753
rayb@IceColdNorth.com     
BUSINESS HOURS 9AM-5 PM  EST Monday- Friday, closed holidays

Important Links
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 Travel Medical Newsletter 2017 Season - What's Happening?

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 Out of Canada Medical Travel
VISITORS, IMMIGRANTS
21ST CENTURY VISITORS RATES, APP, WORDING
CANADIAN SNOWBIRD INSURANCE
EXPATRIATE WORLD WIDE MEDICAL
24 HOUR A D & D
GROUP TRAVEL MEDICAL
GROUP TRAVEL SIGN UP
Inter Provincial Travel
Pre-Existing Conditions covered on short trips under 36 days & age 70 & less
Insurance FAQS
 
PSHCP $5,000,000 Annual Supplement
Policy Wordings, Apps Rates

MANULIFE EXTENDED HEALTH -DRUGS, DENTAL, HOSPITAL

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Ray Battiston - Cdn Travel Medical Insurance Broker
151 Osprey Cresc,
Callander, Ontario
Canada P0H 1H0

Tel:1-800-526-7420
Fax: 1-705-752-5198

 
 
(c) 1996-2017 Raymond Battiston.  Revised  March 26, 2017