HOME
 CANADIANS TRAVELLING
 VISITORS & RETURNING CANADIANS
EXPATRIATES
RSA Travel Insurance PSHCP Public Service Health Care Plan $5,000,000 Supplement
 

PUBLIC SERVICE HEALTH CARE PLAN (PSHCP) SUPPLEMENTAL MULTI-TRIP ANNUAL PLAN

WHY YOU NEED MORE INSURANCE THAN $500,000 CAD  FROM THE GOVERNMENT!

Planning that trip into the United States, or some other nice country? Whether you have to "top off" (buy extra days over your 40 days retiree/government travel health insurance) or not, you are putting your financial health in jeopardy if you don't purchase additional supplemental insurance. 

With our PSHCP annual 40 day supplement, you get $5,000,000 Excess Hospital Medical Insurance out of Canada, plus additional benefits, like up to $4000 trip Cancellation on the first 40 days of your trip, vehicle return, and accidental dental coverage.

"SURE, BUT I HAVE PRE-EXISTING CONDITIONS, I GUESS YOU WON'T COVER THEM! "

The  RSA PSHCP Supplemental Plan is quite simple- It covers you for $5,000,000. Excess limits over your $500,000 PSHCP Plan, and like your PSHCP does not have the normal Pre-Ex conditions that every other private plan has. Why is that? Because there is already a $500,000.00 "Deductible" in place for the Insurance Company.  This plan will pay only after your first $500,000.00 coverage is used up. That takes care of the little messy claims that are very expensive for an insurance company to handle. However the insurance company- RSA- will be "on the hook" for any medical claim after the first $500,000.00 is used up, plus the additional benefits listed above.  In other words if your PSHCP will pay the first part of the bill, then our ETFS  RSA plan will pay the balance-right up to $5,000,000 if necessary. Period. It's that simple.

"ANNUAL" PLAN, WHAT DOES THAT MEAN?

This 40 day multi trip plan will start up or re-activate as soon as you return to your home province and leave again. Think about the potential: If you have a serious medical problem, and your Doctor says you can travel, but you are having problems getting insurance to cover your medical insurance, you can buy our 40 day supplemental insurance, and be fully covered for your condition, provided you come back to your Province of residence within the 40 day time period. You can then return to your first destination or a new one and be covered properly, all over again, up to the next 40 days, and so on. Although this may involve some extra travel expense and inconvenience, you know you will be covered, and you won't have to pay even more insurance premiums or go through an extensive underwriting process just to get a premium quote that "might" cover you.  This particular supplement is only available to PSHCP members.

AGE LIMITS AND PRICING: As of August 2007************************************

There are no age limits. The premium per person, per 12 month period, based on maximum 40 day trips (the first 40) are: (Remember you must have PSHCP as a base!)

Age 0-54: $70.00 each Annually

Age 55-59: $8800 each Annually

Age 60 -64 $96.00  "

Age 65-69  $128.00 
Age70 -75  $191.00

Age 76-80 $312.00

Age 81 and up $549.00  each

Family rates double the singe rate (oldest age)

RSA Travel Insurance Wording including PSHCP

 

EVEN MORE BENEFITS:
Trip Cancellation, Interruption or Delay up to $4,000.00 is covered under certain conditions when you purchase this plan.

Disclaimer, this is a brief description only and not a policy, please refer to actual policy wording (available on request prior to purchase). YOU CAN NOW VIEW THIS POLICY, BROCHURE, AND APPLICATION (STEPS 3-7 NOT REQUIRED ON THE APPLICATION IF TRIP IS MAXIMUM 40 DAYS)  AT:  http://www.ecanadianinsurance.com/etfs.html

Insurance Plans sold: "Per Trip" and multi trip Out of Canada Medical Insurance, Visitors Medical Insurance Plans, Air Flight Accident, 24 Hour Accidental Death & Dismemberment, Baggage, Trip Cancellation and Interruption, Expatriate Medical, Rental Vehicle Damage, Group, Dental, Extended Health.

Contact me today  for personal service on your Travel Medical, Visitors and Expatriates Insurance requirements

Ray Battiston, BA, CAIB, CIP     Canadian Travel Medical Insurance Broker
PO Box 510, 7 Red Haven Drive, St Davids, Ontario L0S 1P0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -905-262-6575
FAX  1-866-614-8753
rayb@IceColdNorth.com     BUSINESS HOURS 9AM-5 PM  EST Monday- Friday, closed holidays

Important Links
Select one of the headlines below to view.

 Travel Medical Newsletter 2015 Season - What's Happening?

  Meet your Broker, Ray Battiston

 

                                            ... 

PORTFOLIO
 Out of Canada Medical Travel
VISITORS, IMMIGRANTS
21ST CENTURY VISITORS RATES, APP, WORDING
CANADIAN SNOWBIRD INSURANCE
EXPATRIATE WORLD WIDE MEDICAL
24 HOUR A D & D
GROUP TRAVEL MEDICAL
GROUP TRAVEL SIGN UP
Inter Provincial Travel
Pre-Existing Conditions covered on short trips under 36 days & age 70 & less
Insurance FAQS
 
PSHCP $5,000,000 Annual Supplement
Policy Wordings, Apps Rates

MANULIFE EXTENDED HEALTH -DRUGS, DENTAL, HOSPITAL

  •  
Ray Battiston - Cdn Travel Medical Insurance Broker
151 Osprey Cresc,
Callander, Ontario
Canada P0H 1H0

Tel:1-800-526-7420
Fax: 1-705-752-5198

 
 
(c) 1996-2015 Raymond Battiston.  Revised  April 14, 2015