Pre-Existing Medical Conditions for Canadian Travel
Medical Insurance Insureds from Ray Battiston, Canadian
Travel Medical Insurance Broker
Most pre-existing medical conditions covered!
For Canadian residents
up to age 70, on short trips of 35 days or less to the
United States or other destinations, Ray Battiston -Travel
Medical Insurance Broker has got a plan for you! Now you can
get most Pre-Existing Conditions covered - even very
serious ones- with no Deductible, no Medical questions or
eligibility, at a premium that is often less what other
"Preferred" Insurers charge. (Traveling against Doctors'
orders, Terminal Conditions, Pregnancy, or traveling while
actually sick are the major exclusions on this plan). I can
personally explain to you how the plan works, and/or you can
download the PDF file on the
application or
actual policy wording
Some medical
conditions can not be covered but in most cases I can give you an immediate
answer. On some conditions I will have to check with the underwriter
first. On other cases we have alternate companies available
- ETFS, ACA, and Manulife which can review your application
on an individual basis and possibly provide coverage. For
successful applicants, coverage will be written into the
contract.
TIC Travel
Insurance Coordinators Ltd. underwritten by
Co-operators Life, a subsidiary of the Co-operators, one of
Canada's largest insurers and provides the following travel
insurance information below.
THE
COVERAGE INCLUDES:
$2,000,000. Canadian
Excess Hospital/Medical with No Deductible.
The Pre-existing conditions Exclusion
#EHM1 does not apply for
trips under 36 days on ages up to and including 70.
.Family Transportation
.Out of Pocket
Allowance
.Return of Vehicle
(rented or owned)
.Return of Deceased
.Accidental Dental
.Dental Emergencies
Optional coverage include:
Air Flight Accident
$200,000: $13.80 $500,000: $27.70 PER TRIP/PERSON
24 Hour Accidental
Death & Dismemberment @ .30 a day for $25,000 ($15.00
minimum) or $1.25 a day at $100,000. $250,000. Is
available at $3.10 per day
Trip Interruption:
$12.00 for $800 limits; $18.00 for $1,500; $25.00 for
$2,000.
Baggage Insurance: 1-5
days: $20.00/$1000 cover. $25.00/$1500 cover
Rental Car Collision
Damage Protection (Plan U) $50,000 limits = $12.00 per
day/vehicle
MEDICAL
INSURANCE RATES- I SAVED THE BEST FOR LAST!
U.S.A. Destinations 1 - 365 DAYS PER
TRIP
USA Plan - includes USA and world wide destinations
| DAILY
RATE |
AGES 0 -
30 |
AGES 31
-54 |
| SINGLE |
$1.75 |
$2.10 |
| FAMILY
0-60 |
$5.40 |
$5.40 |
|
EACH ADDITIONAL FAMILY
MEMBER OVER 5 |
$1.75 to age 21 |
$1.75 to age 21 |
AGES 55-60: $2.50 PER DAY SINGLE,
| DAILY
RATE |
AGES
61-65 |
AGES
66-70 |
| SINGLE |
$3.80 |
$4.70 |
NON-U.S.A. DESTINATIONS 1-365
DAY PER TRIP, includes 5 days USA Transit, additional USA days
can be purchased.
| DAILY
RATE |
AGES 0
TO 30 |
Ages 31-54
|
| SINGLE
|
$1.15 |
$1.45
|
| FAMILY
0- 60 |
$3.35 |
$3.35 |
|
EACH ADDITIONAL FAMILY
MEMBER OVER 5 |
$1.15 to age 21 |
$1.15 to age 21 |
AGES 55-60: $2.25 DAY/EACH
| DAILY
RATE |
AGES
61-65 |
AGE
66-70 |
| SINGLE |
$2.65 |
$3.75 |
Check with us for Multi trip options
APPLICATION INFORMATION REQUIRED TO ISSUE A POLICY: (OR
PHONE ME) (copy and paste into e mail)
FULL NAME OF INSURED,
PLEASE PRINT DATE OF BIRTH Y/M/D
____________________________________________________________________________________
____________________________________________________________________________________
____________________________________________________________________________________
____________________________________________________________________________________
ADDRESS:_____________________________________________
CITY/PROVINCE:_______________________________________POSTAL
CODE__________________
PHONE
NUMBER:________________________________E
MAIL______________________________
DEPARTURE
POINT:_________________________________DESTINATION_____________________
BENEFICIARY (ESTATE UNLESS OTHERWISE
ADVISED)___________________________________
APPLICATION DATE: Y/M/D_________________________TME:_______________________________
EFFECTIVE DEPARTURE
DATE:__________________________# OF DAYS COVERAGE___________
EXPIRY
DATE:_________________________________________# OF
PEOPLE____________________
0 visa 0MC EXPIRY
DATE____________________ AUTHORIZATION #________________________
0AMEX 0DINERS SIGNATURE
x________________________________________________________
CREDIT CARD
#_________________________________________________EXPIRY_______________
_____________________
PLAN F 0 $200,0000 0 $500,000
PLAN g 0 $25,000 0 $100,000 0 $250,000
PLAN 0 0 $800 0 $1,500 0 $2,000
PLAN B 0 OPTION 1 0 OPTION 2
PLAN P 0 7 DAYS 0 35 DAYS 0 105 DAYS
| No. of
people |
X No. of
days |
X Daily rate |
=Total
premium |
| |
|
|
|
| |
|
|
|
Minimum Premium is $16.00 per traveling
party Subtotal ____________________
Plus: applicable taxes
____________________
Total Premium due: _____________________
In conjunction with the purchase of the
Policy, I hereby authorize release to TIC Travel Insurance
Coordinators Ltd. Or
its representative any information, including medical records,
that is needed to process a claim filed under the Policy. I am
in good health and know of no reason to seek medical attention.
X_______________________________________________________
Date________________________________
Signature of Insured (or person acting
on behalf of insured)
Submit this app to: RAY BATTISTON
mailto:raybattiston@on.aibn.com or phone in!
The policy is subject to a
$16.00 minimum. This means a couple, up to age 70 can purchase
trips as short as one day border crossing for only $16.00! There
is no reason not be insured properly now!
What
happens if the trip is longer than 35 days?
This is
the deal: If the scheduled trip is over 35 days, the
Pre-existing condition excludes from day one: "any loss
as a result of an Injury or a Sickness which required any or
all of, medical advice, prescription medication, medical
treatment or hospitalization at any time during the 180 day
period immediately preceding the Effective Date..."
If you can't fit into the
conditions above, I do have alternatives: I have some
companies which will cover certain conditions which have
changed, or that have at least 90 days of stability. Just
send me an email, with particulars of the health conditions,
and dates of any changes or first inception- or call me
direct.
If you have any family
members or friends visiting you in Canada, I also have
available Visitors to Canada Medical Insurance, as well as
interim insurance for returning Canadians. In fact I have
Travel Insurance and Medical Insurance Plans for just about
any situation-Groups, Seniors, Students, Single Day Border
crossings, Sports, Schools, Families, Business, etc.
I'd love to hear from
you!
Regards,
Ray Battiston
DISCLAIMER: THIS IS A BRIEF DESCRIPTION ONLY, REFER TO
ACTUAL POLICY FOR FULL DETAILS-AVAILABLE ON REQUEST!
Insurance Plans sold: "Per Trip" and multi trip Out of
Canada Medical Insurance, Visitors Medical Insurance Plans, Air
Flight Accident, 24 Hour Accidental Death & Dismemberment,
Baggage, Trip Cancellation and Interruption, Expatriate Medical,
Rental Vehicle Damage, Group, Dental, Extended Health.
Contact me today for personal service on your Travel
Medical, Visitors and Expatriates Insurance requirements
Ray Battiston, BA, CAIB,
CIP, Canadian Travel Medical Insurance Broker
151 Osprey Cres., Callander, Ontario P0H 1H0 Canada
1-800-526-7420 Toll Free North
America
Business: 1 -705-752-1723
FAX 1-705-752-5198
raybattiston@on.aibn.com BUSINESS HOURS 9AM- 5 PM
EST, Monday-Friday, closed holidays |
