Pre-Existing Medical Conditions for Canadian Travel
Medical Insurance Insureds and Visitors to Canada Travel
Insurance from Ray Battiston, Canadian
Travel Medical Insurance Broker

Most pre-existing medical conditions can be covered!
The short answer is only
about 5% of the travelling public are not able to purchase
any insurance because of severe health or terminal
conditions.
And, contrary to what
you have heard and read on TV and the newspapers, the
average Canadian private insurer actually pays 95% or more
on submitted claims. Your travel medical policy has
conditions, limitations, and exclusions and was never
designed to cover every possible claims situation.
That is why it is important for you to read your policy and
discuss the terms fo the policy and application with your
Insurance Broker. My best advise is to pick a Broker
you feel comfortable with and stick with him or her.
Some medical conditions
can not be covered. The key word is length of "Stability".
Some new or combination of conditions
require a full medical underwriting questionnaire be completed by you,
or your MD and
forwarded to us or to the insurer for a decision on coverage. We do have alternate companies available
- RSA, TourMed, Manulife, Destination Travel, Primelink
(Can-Am Insurance) which can review your application
on an individual basis and possibly provide coverage. For
successful applicants, coverage will be written into the
contract. Call us today for a quick answer to your medical
condition or problem(s).
We now have reduced
stability period options available from a number of our
insurers, with Tugo offering the lowest period of only 7
days prior to travel. We have that option available on
the Quest or Traveller Plan.
For Visitors to Canada
Insurance, my office has many good choices for companies
covering stable pre existing
conditions. Just phone or email to me to get your
quote started. You can also visit our Visitors
to Canada Medical Insurance page at
Visitors to Canada Insurance, Visitor Canadian Travel
Insurance , Expatriate, Returning Canadians, Medical
My Brokerage does have
a wide choice of Visitor to Canada Insurance plans which
include Allianz Global Assistance, 21st Century, Manulife,
Destination Travel, Tugo Travel -Platinum Visitors Plans, Blue Cross,
and Prime Link
Coverage limits on
Visitors to Canada Medical plans are available from $10,000
to $300,000. Cad per person.
DISCLAIMER: THIS IS A BRIEF DESCRIPTION ONLY, REFER TO
ACTUAL POLICY FOR FULL DETAILS
Insurance Plans sold: "Per Trip" and multi trip Out of
Canada Medical Insurance, Visitors Medical Insurance Plans, Air
Flight Accident, 24 Hour Accidental Death & Dismemberment,
Baggage, Trip Cancellation and Interruption, Expatriate Medical,
Group, Dental, Extended Health.
Contact me today for personal service on your Travel
Medical, Visitors and Expatriates Insurance requirements
Ray Battiston, BA, CAIB,
CIP, Canadian Travel Medical Insurance Broker Box 510
7 Red Haven Drive, St Davids, Ontario Canada
L0S 1P0
1-800-526-7420 Toll Free North
America
Direct Line 1 -905-262-6575 FAX 1-866-614-8753
Ray@IceColdNorth.com
BUSINESS HOURS 9AM- 5 PM
EST, Monday-Friday, closed holidays |