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Visitors to USA Medical Insurance for Non Canadian residents only
     
Manulife Financial Visitors to Canada Medical Insurance Plans from Ray Battiston - Canadian Travel Medical Insurance Broker
                                                                                                                                                  

manulife financial Visitors to Canada Medical Insurance - New 2007 premium guide

 
 		  
 

Current premiums subject to change at any time. Check with us to confirm premiums.  Please note these rate charts show multi trip and single trip travel to Canada. 

 

 
EMERGENCY
MEDICAL
•
PLAN A
Coverage
0-25
26-34
35-39
40-54
55-59
60-64
65-69
70-74
75-79
80-85
30 DAY MULTI TRIP
Annual Premium
$150,000 Annual Maxiumum
$205
$211
$218
$248
$317
$398
$454
 
 
SINGLE TRIP
$25,000
$2.00
$2.15
$2.22
$2.48
$2.52
$3.60
$4.19
$5.17
$5.63
$6.45
Premium per Day
$50,000
$2.31
$2.35
$2.42
$2.77
$2.81
$4.20
$4.88
$6.35
$7.09
$8.18
 
$100,000
$2.98
$3.40
$3.43
$4.28
$4.32
$5.31
$6.62
$8.65
$9.23
$10.38
 
$150,000
$4.15
$4.19
$4.21
$5.57
$5.61
$6.92
$8.85
 
 
•
PLAN B
Coverage
0-25
26-34
35-39
40-54
55-59
60-64
65-69
70-74
75-79
80-85
30 DAY MULTI TRIP
Annual Premium
$150,000 Annual Maxiumum
 
 
$229
$269
$343
$442
$490
 
 
SINGLE TRIP
$25,000
 
 
$2.29
$2.75
$2.78
$3.68
$4.25
$6.08
$7.39
$10.22
Premium per Day
$50,000
 
 
$2.58
$3.07
$3.08
$4.28
$5.00
$7.25
$9.28
$12.03
 
$100,000
 
 
$3.47
$4.44
$4.48
$5.37
$6.72
$9.07
$11.27
$15.23
 
$150,000
 
 
$4.35
$5.76
$5.83
$7.55
$10.00
 
 
•
OPTIONAL INSURANCE
SINGLE TRIP ONLY
Premium per Day
 
0-25
26-34
35-39
40-54
55-59
60-64
65-69
70-74
75-79
80-85
TRIP INTERRUPTION
$0.55
$0.57
$0.59
$0.61
$0.62
$0.64
$0.66
$0.68
$0.70
$0.72
TRAVEL ACCIDENT
 
$0.38
$0.38
$0.36
$0.36
$0.36
$0.36
$0.37
$0.37
$0.38
$0.38
 
Check out the Ways to Save on your premiums.

Premium
 

  • Premium rate is in $CDN per person.
  • Emergency Medical Family Coverage rates are 2x the premium rate of the oldest traveller under age 55.
  • Trip Interruption and Travel Accident Family Coverage rates are 3x the premium rate of the oldest traveller under age 55.
  • The 2005/2006 premium rates are valid for purchases beginning September 1, 2005.
  • Rates are subject to change without notice.
  • Premium due is based on:
    1. The plan purchased
    2. The age at the effective date of insurance
  • Number of coverage days for Single-Trip plans must include:
    1. The date of departure
    2. The date of return
    3. The number of days in between
  • Coverage will not take effect if the applicant's cheque or credit card payment is not honoured when presented for payment.
   

manulife financial

 
 		  
 


 
Coverage
 

    Q: Are there any deductibles under these plans?
    A: The published rates for all Emergency Medical Plans include a $75 deductible. The following deductible options and discounts are available for the Single-Trip Emergency Medical Plan and the Multi-Trip Emergency Medical Plan:


 

Discount on Premium Deductible Amount ($CDN)
0%

        $75
15%

        $500
20%

        $1,000

      Please note: Deductible amounts apply to emergency medical coverage only. Deductible options are not available on the Trip Interruption or Travel Accident plans.

    Q: Is Family coverage available?
    A: Yes, Family coverage is available for Plan A Emergency Medical, Trip Interruption and Travel Accident plans. It is not available for Plan B. Family coverage covers you, your spouse and dependent children and all family members must be under age 55. Plan A Emergency Medical is 2X the premium due for the oldest traveler under age 55. Trip Interruption and Travel Accident is 3x the premium due for the oldest traveler under age 55.


         

    Q: Are Top-Ups available on the Multi-Trip plans?
    A: Top-Up coverage must be purchased prior to departure and is subject to an extra premium charge. Single-Trip Emergency Medical Plan A can be used to top up Multi-trip Emergency Medical Plan A, and Single-trip Emergency Medical Plan B can be used to top-up Multi-trip Emergency Medical Plan B. Top-ups can be purchased for a maximum trip duration of 365 days.

    Q: What if an insured traveller needs or wants to stay longer than planned?
    A: To extend your coverage, you must make your request before your expiry date or the date you were scheduled to return home as per your confirmation. If you have not had a medical condition or have a pending claim since your effective date of insurance, the extension may be issued upon request. If you have, the extension is subject to the approval of the Assistance Centre. A $25 administration fee will apply to each extension.


 

    Q: Are refunds available?
    A: When an insured returns home before the scheduled return date as per the confirmation, and there is no claim, refunds are available for the unused days of the trip. Minimum refund of $25.

    Q: Does this policy cover newborns?
    A: In order to be covered under this plan, children have to be at least 31 days old.
     

     
     
     
 

 
     
     
When you travel to Canada, or have relatives and friends visiting, get Manulife Financial Travel Insurance for Visitors to Canada.
Choose the plan that is right for your needs.
Visitors to Canada - Single-Trip Plans
Choose the plan that’s right for you.

Emergency Medical
Protect yourself from the cost of emergency medical treatment.

Choose from Plan A or Plan B.

Plan A does not provide coverage for
for pre-existing medical conditions.

Plan B provides coverage for your stable pre-existing medical conditions (within 180 days before the effective date of the insurance) and is available for applicants who meet the eligibility requirements, are age 35 to 85, and who are residents of certain countries or districts.
  • Family coverage available for Plan A up to age 54.
  • Deductible Discounts are available.


Trip Interruption
If you have pre-paid travel arrangements and want to protect yourself if your trip is interrupted. This insurance is available for purchase with all plans and provides coverage for an individual trip.

Travel Accident
Available for purchase with all plans and provides coverage for an individual trip.
 


 

SINGLE-TRIP
EMERGENCY MEDICAL PLANS
MULTI-TRIP
EMERGENCY MEDICAL PLANS
Benefits and Features
Plan A
Plan B*
Plan A
Plan B*
$25,000
$50,000 OR
$100,000
$150,000
$25,000
$50,000 OR
$100,000
$150,000
$150,000
$150,000
Eligible Age
31 days to 85
31 days to 69
35 to 85
35 to 69
31 days to 69
35 to 69
•
•
•
•
•
•
Options Available
Plan A
Plan B*
Plan A
Plan B*
•
•
•
•
•
•
•
•
Family Coverage
(up to age 54)
•
•
•
Optional Insurance – for individual trips**:
Plan A
Plan B*
Plan A
Plan B*
•
•
•
•
•
•
•
•
•
•
•
•

* Applicants must be at least 35 years of age, and must complete the medical questionnaire. Available to residents of the following countries or districts: Austria, Australia, Bahamas, Barbados, Belgium, Bermuda, Cayman Islands, Czech Republic, Denmark, Finland, France, Greece, Germany, Hungary, Hong Kong, India, Ireland, Israel, Italy, Jamaica, Japan, Netherlands, New Zealand, Norway, Poland, Slovakia, South Africa, Spain, Sweden, Switzerland, Trinidad and Tobago, United Kingdom, and the United States of America.

** These options may be purchased for each individual trip, regardless of whether a Single-Trip or Multi-Trip plan has been purchased.


 

MANULIFE VISITORS POLICY WORDING -SAMPLE

Manulife Visitors Application

Buy Visitors Insurance on line!

Disclaimer: This is a brief description only.  Please refer to the actual policy wording for full particulars. It is strongly recommended you speak to a Ray Battiston Travel Insurance Broker, prior to buying on line. 

Don't hesitate to call Ray Battiston on any questions.  If you fax an application to me, please enclose your E Mail address  so that I can e mail you back confirmation.  Original Policy documents are always issued and can be mailed to the address you specify.

 

Ray Battiston, BA, CAIB, CIP,  Insurance Broker
151 Osprey Cresc, Callander Ontario P0H 1H0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -705-752-1723
FAX  1-705-752-5198
raybattiston@on.aibn.com     BUSINESS HOURS 9AM- 5PM EST Monday- Friday, closed weekends, holidays.

Important Links
Select one of the headlines below to view.

 Travel Medical Newsletter 2007 Season - What's Happening?

 Hotel/Motel/Restaurant Savings, Trip Planning, State/Provincial Links & More

 Meet your Broker, Ray Battiston

PORTFOLIO
 Out of Canada Medical Travel
VISITORS, IMMIGRANTS
21st Century Manulife Visitors policy
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Pre-Existing Conditions covered on short trips under 36 days & age 70 & less
Insurance FAQS
Visitors to USA Medical Insurance
PSHCP $5,000,000 Annual Supplement
Policy Wordings, Apps Rates
MARITIME LIFE Extended Health Plans-Dental, Drugs, etc. for Canada, Rates, Application, Policy Detail
Ray Battiston - Cdn Travel Medical Insurance Broker
151 Osprey Cresc,
Callander, Ontario
Canada P0H 1H0

Tel:1-800-526-7420
Fax: 1-705-752-5198

 
 		 (c) 1996-2007, Raymond Battiston. Revised  Feb 21, 2007.
 

 

 
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