Medically
Underwritten Plans |
Inter Provincial Travel Medical Insurance from Ray Battiston,
a Canadian Travel Medical Insurance Broker.

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Question: I have Canadian Provincial or Territorial Health
Insurance, (GHIP) and will visit another Canadian Province or
Territory. I don't need Travel Medical Insurance, do
I?
Answer from Ray Battiston
If you listened from the "Trust me, I'm
from the government" Health Departments, you would
think "no". But wait just a minute! There are many uninsured
losses in other Provinces that your GHIP (Government Health
Insurance Plan) will not pay. For example Ontario
residents' OHIP
will not pay land or air ambulance costs out of Province, Semi
Private or Private Rooms, Return of Vehicle, Return of Body
(re-patriation) or Cremation or Burial at place of death. OHIP
will not pay Emergency Air Ambulance, Accidental
Dental, Family Visitation, and Subsistance Allowance. I'm sure
if you check with your own Province, you will find many
restrictions or omissions on your GHIP plan.
Some companies I represent will even issue a discounted
premium for non-USA travel- which of course includes our other
Provinces and Territories.
Not all Travel Medical Insurance policies will cover Out of
Province. Some are just Out of Country! And some will just pay
ward coverage, not Semi private. But as you can see, there are
many uninsured losses the Provincial Health Ministries will
not pay or re-inburse you while you travel to another
Province or Territory in Canada.
So, please
consider a private Travel Medical Insurance Plan, even if you
are just visiting another Province or Territory.
If you are travelling out of Province regularly, you may
wish to purchase an Annual or Shuttle Insurance Policy. This
will cover you for unlimited trips during the year and can
have Per Trips maximums of days as low as only 4 days, going
right up to 180 days per trip. These annual plans can also be
topped off with additional trip days if required for longer
single trips. (Example, you are always travelling into Quebec
for one or two days at a time, but need at least 14 days extra
per year for your United States vacation-your option could be
to purchase a 4 day/trip unlimited Annual Plan with a 12 day
top off when that longer trip comes up)
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Looking for other forms or travel medical insurance
including Snowbirds and Out of Canada Travel Medical
Insurance? Please scroll down to the bottom of this page and
"click" your choice.
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For more information, please contact me today at
ray@IceColdNorth.com,
or toll free listed below.
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DISCLAIMER: THE ABOVE INFORMATION IS A BRIEF SYNOPSIS ONLY,
REFER TO THE ACTUAL POLICY FOR COMPLETE DETAILS AND
INFORMATION.
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Ray Battiston, BA, CAIB,
CIP, Insurance Broker PO Box 510 St Davids On
L0S 1P0
1-800-526-7420 Toll Free North
America
Business: 1 -905-262-6575 FAX 1-866-614-8753 ray@IceColdNorth.com BUSINESS HOURS 9AM- 5 PM E.S.T., Monday
to Friday, closed holidays |
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