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RAY BATTISTON - CANADIAN TRAVEL MEDICAL INSURANCE BROKER-GROUP TRAVEL INSURANCE BENEFITS FOR CANADIAN RESIDENTS -SCHOOLS, TEAMS, SPORTS, OR ANY GROUP!
      


Welcome  to one of Canada's Best Choices in Travel Medical Insurance! I am a Canadian Insurance Broker, contracted with more than 10 Insurance Companies & Programs.

Insurance Plans sold: Canadian Travel Medical "Per Trip" and multi trip Annual Out of Canada/or Province Medical Insurance, Trip Cancellation , Interruption and Delay,  Visitors to Canada Medical Insurance Plans and returning Canadians,  Expatriate Medical Insurance, Senior, Snowbirds, Family, Singles, Business & Pleasure, Air Flight Accident, 24 Hour Accidental Death & Dismemberment, Baggage,  Rental Vehicle Damage, Group, Dental, Extended Health and more!  Visitors to USA Medical Insurance. World Wide Coverages available.

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Not Canadian Residents - but visiting Canada? I have Group or Single Visitor Medical Insurance too! Please visit my Visitors Link page listed below. Find out why you need it too!

 

INSURING A GROUP POLICY-THE BEST DEAL FOR YOUR MEMBERS

If you are a Group (3 or more persons), leaving Canada, or your resident Province, you should ensure your Group has Out of Canada Travel Medical Insurance! Travel Medical Insurance will cover many additional expenses Canadian Government Health Insurance does not pay for, as well as covering Excess limits. For instance Ontario will only pay up to $400. Per day out of Province, while BC is only $75.00! The best, and usually cheapest way is to insure everyone on a Group Travel Insurance Plan. In fact if you are travelling just for a day or a few days, the premium savings alone on a group package will be astounding. A one day trip can be 1/10th or even 1/20th the cost per person of a comparable individual policy premium.

HIGH RISK GROUPS TRAVELLING OUT OF PROVINCE

I can arrange one day or multi-day border crossing coverage for any size, or age group As you can see from the photo above, I'm into White Water Rafting. Also bungee jumping, ski jumping, trick skiing, hockey, para-sailing, underwater diving and a whole bunch of other activities most Insurance Companies won't insure. That's right, I am not actually participating in these activities, I am just selling the Out of Canada Travel Medical Insurance on them! I do insure many high school groups for such activities as hockey, volleyball, skiing, and football when they travel into the United States.

LOW RATES, HIGH COVERAGE LIMITS

Ages up to 59 have extremely competitive rates.  To find out how good they are, go to our home web page, click on the buy online link and choose Tugo Travel Insurance.  Fill in the blanks and the computer will rate out the plan for you.

WHEN DOES YOUR COVERAGE START AND WHAT ARE THE BENEFITS?

Coverage starts the minute you leave your Province, and ends 11.59 p.m. of the stated return date on your policy or the time your cross back into your Province, if earlier. There is no Deductible, the Insurance Company pays the provider of services directly (up front), and additional features of the plan cover FAMILY VISITATION TO BEDSIDE, OUT OF POCKET ALLOWANCE FOR PATIENT OR FAMILY MEMBERS, RETURN OF VEHICLE, RETURN OF DECEASED, ACCIDENTAL DENTAL AND DENTAL EMERGENCIES.

Injuries incurred in the actual sport activity are covered! So whether you're into safe activities like golfing or more adventuresome like para sailing or underwater diving, I can insure your medical health on your out of Province or Out of Canada trip.(Rock climbing, speed contests, and professional sports activities are excluded, under Sporting activities-all other sports are covered)

LOW RISK GROUPS TRAVELLING OUT OF PROVINCE

If you are not a sports group, but still travelling out of Province, I can offer you the same benefits as noted in the above examples. The only criteria is that you are a group of insureds. Of course I can insure individuals on separate policies as well. Because I have so many Insurance Companies represented, I can insure any age.

If your group is over age 59, I can underwrite your members individually and confirm whether their pre-existing conditions will be covered or not. Usually a pre-existing condition itself is not a problem. The problem lies in the period of the stability of the pre-ex prior to travel. If the stability period is too short, the pre-ex can not be covered!

 

TRIP CANCELLATION INTERRUPTION AND DELAY INSURANCE

If your group requires Trip Cancellation, Interruption or Delay,  I have other plans which include "All Inclusive" policies. This plan is great for pre-paid air flights and land transportation. However it won't cover you if you simply decide not to go on the trip. There must be a medical reason as defined in the policy.

I also sell Manulife Travel,  RSA and Blue Cross which offers a variety of options, including a deluxe stand alone Trip Cancellation Plan. Some policies can be purchased anytime prior to departure.  Other policies require you purchase within 48 or 72 hours of booking the trip.

 

Please contact me directly at Ray@IceColdNorth.com or phone toll free in North America, or fax for more details.

DISCLAIMER: THE ABOVE INFORMATION IS A BRIEF DESCRIPTION ONLY. PLEASE REFER TO THE ACTUAL POLICY FOR COMPLETE DETAILS AND INFORMATION.

Ray Battiston, BA, CAIB, CIP,  Travel Insurance Broker
Box 510  7 Red Haven Drive, St Davids, Ontario  L0S 1P0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -905-262-6575
FAX  1-866-614-8753
Ray@IceColdNorth.com    BUSINESS HOURS 9AM- 5 PM E.S.T.,  Monday-Friday, closed holidays

Important Links
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 Travel Medical Newsletter 2017 Season - What's Happening?

  Meet your Broker, Ray Battiston

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(c) 1996-2017 , Raymond Battiston. Revised  March 12, 2017.