RAY BATTISTON - CANADIAN TRAVEL MEDICAL INSURANCE BROKER-GROUP TRAVEL INSURANCE
BENEFITS FOR CANADIAN RESIDENTS -SCHOOLS, TEAMS, SPORTS, OR ANY GROUP!|
Welcome to one of Canada's Best Choices in Travel
Medical Insurance! I am a Canadian Insurance Broker, contracted
with more than 10 Insurance Companies & Programs.
Insurance Plans sold: Canadian Travel
Medical "Per Trip" and multi trip
Annual Out of Canada/or Province Medical Insurance, Trip
Cancellation , Interruption and Delay, Visitors to
Canada Medical Insurance Plans and returning Canadians,
Expatriate Medical Insurance, Senior, Snowbirds, Family,
Singles, Business & Pleasure, Air Flight Accident, 24 Hour
Accidental Death & Dismemberment, Baggage, Rental
Vehicle Damage, Group, Dental, Extended Health and more!
Visitors to USA Medical Insurance. World Wide Coverages
Not Canadian Residents - but visiting Canada? I have Group or Single Visitor
Medical Insurance too! Please visit my Visitors Link page listed below. Find out
why you need it too!
INSURING A GROUP POLICY-THE BEST DEAL FOR YOUR
If you are a Group (3 or more persons), leaving Canada, or your resident
Province, you should ensure your Group has Out of Canada Travel Medical
Insurance! Travel Medical Insurance will cover many additional expenses Canadian
Government Health Insurance does not pay for, as well as covering Excess limits.
For instance Ontario will only pay up to $400. Per day out of Province, while BC
is only $75.00! The best, and usually cheapest way is to insure everyone on a
Group Travel Insurance Plan. In fact if you are travelling just for a day or a
few days, the premium savings alone on a group package will be astounding. A one
day trip can be 1/10th or even 1/20th the cost per person of a comparable
individual policy premium.
HIGH RISK GROUPS TRAVELLING OUT OF PROVINCE
I can arrange one day or multi-day border crossing coverage for any size, or
age group As you can see from the photo above, I'm into White Water Rafting.
Also bungee jumping, ski jumping, trick skiing, hockey, para-sailing, underwater
diving and a whole bunch of other activities most Insurance Companies won't
insure. That's right, I am not actually participating in these activities, I am
just selling the Out of Canada Travel Medical Insurance on them! I do insure
many high school groups for such activities as hockey, volleyball, skiing, and football when they travel
into the United States.
LOW RATES, HIGH COVERAGE LIMITS
Ages up to 59 have extremely competitive rates. To find
out how good they are, go to our home web page, click on the buy
online link and choose Tugo Travel Insurance. Fill in the
blanks and the computer will rate out the plan for you.
WHEN DOES YOUR COVERAGE START AND WHAT ARE THE
Coverage starts the minute you leave your Province, and ends 11.59 p.m. of
the stated return date on your policy or the time your cross back into your
Province, if earlier. There is no Deductible, the Insurance Company pays the
provider of services directly (up front), and additional features of the plan
cover FAMILY VISITATION TO BEDSIDE, OUT OF POCKET ALLOWANCE FOR PATIENT OR
FAMILY MEMBERS, RETURN OF VEHICLE, RETURN OF DECEASED, ACCIDENTAL DENTAL AND
Injuries incurred in the actual sport activity are covered! So whether you're
into safe activities like golfing or more adventuresome like para sailing or
underwater diving, I can insure your medical health on your out of Province or
Out of Canada trip.(Rock climbing, speed contests, and professional sports
activities are excluded, under Sporting activities-all other sports are
LOW RISK GROUPS TRAVELLING OUT OF PROVINCE
If you are not a sports group, but still travelling out of Province, I can
offer you the same benefits as noted in the above examples. The only criteria is that you are a group of insureds. Of course I
can insure individuals on separate policies as well. Because I have so many
Insurance Companies represented, I can insure any age.
If your group is over age 59, I can underwrite your members individually and
confirm whether their pre-existing conditions will be covered or not. Usually a
pre-existing condition itself is not a problem. The problem lies in the period
of the stability of the pre-ex prior to travel. If the stability period is too
short, the pre-ex can not be covered!
TRIP CANCELLATION INTERRUPTION AND DELAY
If your group requires Trip Cancellation, Interruption or Delay, I have
other plans which include "All Inclusive" policies. This plan is great for
pre-paid air flights and land transportation. However it won't cover you if you
simply decide not to go on the trip. There must be a medical reason as defined
in the policy.
I also sell Manulife Travel, RSA and Blue Cross which offers
a variety of options, including a deluxe stand alone Trip Cancellation Plan.
Some policies can be purchased anytime prior to departure. Other policies
require you purchase within 48 or 72 hours of booking the trip.
Please contact me directly at Ray@IceColdNorth.com or phone toll free in North
America, or fax for more details.
DISCLAIMER: THE ABOVE INFORMATION IS A BRIEF DESCRIPTION ONLY. PLEASE REFER
TO THE ACTUAL POLICY FOR COMPLETE DETAILS AND INFORMATION.
Ray Battiston, BA, CAIB,
CIP, Travel Insurance Broker
Box 510 7 Red Haven Drive, St Davids, Ontario L0S
1-800-526-7420 Toll Free North
Business: 1 -905-262-6575
Ray@IceColdNorth.com BUSINESS HOURS 9AM- 5 PM E.S.T.,
Monday-Friday, closed holidays