Visitor
to Canada Medical Insurance from Ray Battiston, Canadian
Insurance Broker
 
Visitor or visitors medical insurance, returning Canadians or those awaiting
Canadian Provincial Health Care
Coverage should insure against unexpected emergency
medical costs. Relatives of Visitors to Canada should
ensure that their Visitors have valid Canadian Insurance for
Canada or side trips to the USA. A visitors policy which covers
pre-existing conditions is far superior to one which does not!
Many senior visitors or returning Canadians have medical
histories of one or more of heart, blood pressure, stroke, diabetes,
peripheral vascular disease, cancer, gallbladder, liver,
kidney disease or other conditions. If the Broker
competing for your business does not discuss pre existing
conditions coverage options, then call us! We wil!
Our Canadian health system is one of the
best in the world. But very expensive if you do not maintain proper
Visitors insurance! Hospitals can charge thousands of dollars
per day.
We sell limits up to $150,000 CAD and
more, but if you are on a budget you
can by a policy as low as $10,000
limits. If premium is a factor in your buying decision,
it is better to buy a lower limit policy than no
coverage at all. It is imperative that you secure a policy
which will cover pre-existing conditions. We can cover most,
but not all pre existing conditions with a select few of our companies.
Premiums are determined by age, limit of
coverage, and length of stay. Sometimes specially
underwritten policies for pre-existing conditions may be
available. Premium rates will vary only
by company or coverage chosen. Our office is one of the
best choices for Visitors to Canada Insurance as we offer so
many companies and programs for Travel related insurance.
(Sorry we don't sell house, car, boat insurance!).
Call us today to get easy to understand
explanations on Visitors to Canada Insurance, rates, and
yes, we can take your application over the phone too!
VISITORS TO CANADA MEDICAL INSURANCE
:
1. 21st
Century - Manulife Travel - Visitors Plans
2. ETFS MEDI SELECT -Royal, Sun
Alliance
3. TIC BON VOYAGE -SOVEREIGN
GENERAL
4.
Travel Underwriters Freedom
5. Travel Underwriters Platinum Visitors Plans,
offering Pre existing conditions to age 79
5. Manulife Financial
6. Blue Cross
We also have Travel Rite and ACA Assurance
NOW IS THE TIME TO ARRANGE
YOUR MEDICAL INSURANCE!
If you haven't
arranged your travel medical insurance for your trip, you
should do so now! As an Insurance Broker, I represent many
travel medical insurance companies and plans, which you can
purchase prior to or after arrival in Canada.
If you've already arrived in Canada, I do have
companies available that will insure you, normally with a
short waiting period on sickness. I have plans with no age
limits, right to 100 or more! And if you need long periods of
coverage, like 365 days at one time, you've reached the right
Broker!
21st CENTURY - MANULIFE INSURANCE RATES, WORDING,
APPLICATION
FULL DETAILS ON
21St.
Century- Manulife Visitors This might be the policy for you!
However, don't hesitate to contact me direct on quotations and
explanations. Manulife is extremely good for covering certain
pre-existing conditions; you can find the details in exclusion
#1 of the policy wording. And now Manulife has a Family
Plan-just double the rate of the more senior family member,
and the plan covers unmarried children under 21. It's like
getting free insurance on them!
COMMON COVERAGE :(varies by
company)
Emergency basis only to cover sudden,
unexpected, and unforeseeable circumstances. Hospital
Confinement -for Standard and sometimes semi-private rooms,
services and supplies Medical Services: Services of a
legally licensed MD or Surgeon, Anesthetist, Registered
Nurse Lab tests, x-ray exams, other diagnostic
tests Licensed local air, land or sea ambulance Rental
of hospital type bed, crutches, trusses, braces, splints or
other approved prosthetic appliances Emergency Out
Patient services Drugs or Medicines while hospitalized
and a set limit if not hospitalized Return of Deceased
Body to Insureds' residence, or cost of cremation or burial at
place of death Accidental Dental -set limits on costs of
damage from accidental blow to the face Air Flight
Accident (usually an option) 24 hour Accidental Death or
Dismemberment (usually an option) COMMON EXCLUSIONS: (varies by
companies) On going treatment after emergency sickness or
injury is taken care of Elective, non emergency
treatment Traveling against Doctors orders (includes
sick person not telling his doctor he is traveling)
Certain sports or professional sports activities Pregnancy
associated costs Pre-existing conditions (check
out my Manulife plans listed above, they actually do cover
pre-existing conditions for most ages, read the policy for
full details, or call us!) Injury or
sickness resulting from illegal use of drugs or alcohol
Criminal activity Act of War, terrorism, kidnapping, armed
forces or exercises *For full
exclusions, coverage limitations, refer to the actual policy
wording, this is a brief synopsis
only.
My office
Disclaimer: Please refer to policies for
complete details. It is recommended you speak with a qualified
Insurance Broker prior to purchase.
Ray Battiston,
BA, CAIB, CIP, Canadian Visitors to
Canada Insurance Broker
151 Osprey Cres., Callander, Ontario P0H 1H0 Canada
1-800-526-7420 Toll Free North
America
Business: 1 705-752-1723;
mailto:raybattiston@on.aibn.com
Fax 705 752 5198
Business hours: Monday -Friday, 9 AM-5PM EST, closed holidays, you
may be able to reach us after hours or weekends by leaving a
recorded message. |