Ray Battiston, Canadian Travel Insurance Broker
PO Box 510, 7 Red Haven Dr. St Davids, On L0S 1P0             

Tel: 1-905-262-6575,

 toll free 1-800-526-7420


Tugo Quest Travel Insurance represented by Ray Battiston, Canadian Travel Medical Insurance Broker

Phone 905-262-6575  - St Davids, Ontario 

     Your best choice for Travel Insurance & Visitors to Canada Insurance -Licensed in all Provinces & The Yukon


Choose the travel insurance link below to where you want to go. Call our office on any questions.

• $5 million­—emergency medical treatment

• Ambulance and paramedic fees

• Prescription drug coverage

• Emergency air evacuation with qualified medical personnel

• Surgeon, physician, and specialist care

• Return of your vehicle

• Emergency dental coverage

• Return to destination benefit

$150,000 Stability Guarantee - Optional coverage at additional premium

• And more!

 Click here for:  Tugo Quest Brochure/Application     

Click here for: Tugo Quest Rates 2016

Click here for Tugo Quest Policy Wording


  • Ray@IceColdNorth.com   att: Ray Battiston or Kipp Battiston
  • Ray Battiston, BA, CAIB, CIP,      Canadian Travel Medical Insurance Broker
    Box 510   7 Red Haven Drive, St Davids Ontario L0S 1P0 Canada
    1-800-526-7420 Toll Free North America
    Business: 1  905-262-6575
      ******  FAX Toll Free 1 866 614 8753   

      Office hours: Monday -Friday, 9 AM-5PM EST, closed holidays  (voice messages and e mail checked after hours)

    Trip Cancellation, Interruption and Delay:  Most of our companies have  dropped the 'buy it immediately' rule. If you booked your trip last week, or even a month ago, we can still sell you trip cancellation. 

    Early Bird  Sales and Birthday Special Rates: Buy  your fall or winter trip insurance early, and beat the premium increases.  We expect some big increases for the 2009-2010 season from every Insurer, including the 'other' guys. Rates normally go up in the summer and fall, not down!  Departure and return dates can be adjusted prior to departure.   We have a number of companies which rate  age at application date, NOT DEPARTURE, which can save considerable premiums!  Premiums are frequently sold in "age bands".  If you purchase your travel insurance before your next birthday  which would normally put you in a higher rate band,  you will save money!

    Disclaimer: Please refer to policies for complete details. It is recommended you speak with a qualified Insurance Broker prior to purchase. On line policy information is available for your  personal research.  We do not recommend you purchase a policy online without contacting us first.

      Copyright Infringement: Our web pages are copyrighted and include technical writing which is  our intellectual property.  Canadian Agents or Brokers who illegally upload any or all of Ray Battiston copyrighted material can expect serious consequences including  loss of:  their Provincial insurance license(s) or censure, Insurance contracts,  professional designation(s), ISP service, as well as civil penalty. Consideration may be given for reproduction  by request from certain authors or journalists to for their articles, provided we are given proper credit.

  • Ray@IceColdNorth.com  


      Canadian Travellers
      Visitors to Canada Insurance and Returning Canadians
      Buy On Line including Allianz Global Assistance, Manulife, TuGo Travel Insurance & RSA Travel

    All our other Insurance Plans -including Trip Cancellation, Air Flight & 24 Hour Accident, Manulife FlexCare & more.



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    Ray Battiston, Canadian Travel Insurance Broker

      ray@IceColdNorth.com    or   Kipp Battiston
    PO Box 510
    , 7 Red Haven Drive, St Davids, On L0S 1P0 Tel: 905-262-6575  ,

    Toll Free  1-800 -526-7420,  Fax: 1-866-614-8753

    copyright 1996-2015

    Revised March 26 2016.

    Where is St Davids, Ontario?  St Davids is a village located on the southern edge of the Town of Niagara-on-the-Lake, Ontario, just below the Niagara Escarpment. Right in the centre of wine country.

    Links:  Mapquest

    Niagara Falls Bridge Commission -Border Wait Times

    Nexus Designed to expediate border clearance for pre approved travellers into Canada and the USA

    Canada Duty Free Stores & Border Crossing

    Canada- Immigration & Citizenship - Official Government of Canada link

    Florida - Official Portal of the State of Florida

    Texas - Official State Travel Page

    E-Z Pass- Automated Toll Transponders for New York State & Border

    Adobe Reader to open pdf documents

    Travel and Tourism for Canadians - Offical Government of Canada Page


    Bing  Search Engine

    CTV New - Toronto- Breaking News

    Expedia - Bookings - Air, Hotel, Car rental

    Trivago - Hotel Comparisons