We are a Brokers' Broker. We  insure other Insurance Brokers and Financial Advisors on their trips whose specialty is not Travel Insurance. We explain policy wording to Lawyers as well as sell them insurance too.  If other Insurance Brokers and Lawyers buy their travel insurance from us that means something! Our office represents some of the largest and best known Insurers and Programs in Canada and the US, including Blue Cross, Manulife, ACA Tour Med, TIC Travel Insurance, CanAM TravelRite, Travel Underwriters, Plan Direct- Destination Travel Insurance, TravelGuard, ETFS Medi Select & ETFS Viator, 21st Century Travel Insurance, Multi National Underwriters, and IMG.

Our office was one of the first Broker to

News Flash: 

TIC Travel Insurance , TravelGuard Canada, Manulife, and Blue Cross are now  on line for instant insurance purchases on Out of Canada and Visitors to Canada Medical Insurance,  policy detail and rates. But call us or e mail us first! For Blue Cross in French please click on Blue Cross - en Francais

Trip Cancellation, Interruption and Delay: You have a greater choice through us than the Travel Agents programs. Most of our companies have also dropped the 'buy it immediately' rule. If you booked your trip last week, or even a month ago, we can still sell you trip cancellation. Don't forget to insure that Florida rental this winter!

International Clients: For international  Non Canadian clients, not residing in Canada we offer MNU and IMG.  Although you can purchase any of these 2 company programs on line through our office, we recommend strongly that you contact us prior to purchase to confirm which policy will be your best choice. 

Early Bird  Sales: Buy  your fall or winter trip insurance early, and beat the premium increases.  Rates normally go up in the summer and fall. Departure and return dates can be adjusted prior to departure.

Birthday Special Rates:  We have a number of companies which rate your travel insurance at age at application date, NOT DEPARTURE, which can result in paying lower premiums!  Premiums are frequently sold in "age bands".  If you purchase your travel insurance before your next birthday  which would normally put you in a higher rate band,  you will save money!

Faster, quicker, smarter: We can accept applications and signature requirements through scanned email to us. We in turn can email you confirmation of coverage- almost immediately.

Warning- Travel to Dangerous Countries: Travelling to Mexico or other high risk countries?  Check out the - Consular Services - in the link below.

Manulife One: Most Canadians manage their finances by depositing their income and other short-term assets into chequing and savings accounts and borrowing when they need to, through mortgages, lines of credit, personal loans and credit cards. Unfortunately, this means they usually receive little interest on the money they deposit while paying high interest on the money they borrow. Manulife One has helped me. I'm a Manulife Bank client as well as a Manulife advisor. You've seen Manulife One advertised. Call today for a simple, easy explanation, which may save you thousands of dollars over the years.

 Copyright Infringement: Our web pages are copyrighted and include technical writing which is  our intellectual property.  Canadian Agents or Brokers who illegally upload any or all of Ray Battiston copyrighted material can expect serious consequences including  loss of:  their Provincial insurance license(s) or censure, Insurance contracts,  professional designation(s), ISP service, as well as civil penalty. Consideration may be given for reproduction  by request from certain authors or journalists to for their articles, provided we are given proper credit.

Disclaimer: Please refer to policies for complete details. It is recommended you speak with a qualified Insurance Broker prior to purchase. On line policy information is available for your  personal research. Call us or e mail us first before making your buying decision!