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Visitors to USA Medical Insurance

 TIC Travel Insurance Coordinators Ltd. from Ray Battiston, Canadian Travel Insurance Broker
                                                                                                                                     



TIC Travel Insurance Coordinators Ld. one of the fine Canadian Travel Medical Insurance Plans I offer. In fact I've sold their plan over 25 years now.  TIC offers USA and non USA destination Excess Hospital Medical (Travel Insurance) Plans, Multi trip Annual Plans, Baggage, Accidental Death & Dismemberment, Flight Accident, Trip Interruption, Trip Cancellation, Rental Car Protection, International Students and Expatriate Insurance. TIC Travel Insurance also offers individually underwritten travel insurance plans.
 

 

Emergency Hospital & Medical


 

Here are some of the great benefits you receive:
 

  • Emergency Hospital & Medical: Up to $5 million for emergency hospitalization (semi-private) and emergency medical services in excess of your provincial or territorial plan.
     
  • Meals & Accommodation: While you're in hospital, insured family members or travelling companions will be reimbursed up to $3,000 for reasonable living expenses.
     
  • Transportation of Family or Friend: Up to $3,000 for economy transportation (one round trip) to bring a family member or close friend to your bedside.
     
  • Return of Travelling Companion: One-way economy airfare to return your insured, dependent travelling companions and one insured family member home, if you returned to Canada by air ambulance.
     
  • Return of Vehicle or Watercraft: Up to $3,000 to arrange the return of the vehicle or watercraft used for your journey if you are unable to do so due to illness or injury.
     
  • Pet Return (Dog or Cat): Up to $300 to return your dog or cat to Canada, if you are hospitalized or returned to Canada under the Emergency Transportation benefit.
     
  • Return of Deceased: In the event of death, we will reimburse up to $10,000 for the cost incurred to return the body to Canada, or up to $4,000 for cremation or burial at the place of death.
     
  • Accidental Dental: Up to $3,000 is payable for emergency repair or replacement of whole or sound natural teeth caused by an accidental blow to the face.
     
  • Dental Emergencies: Up to $500 for the immediate relief of acute dental pain caused by other than a blow to the face.
     
  • Emergency Transportation: Transportation to the nearest appropriate medical facility should you suffer a covered emergency sickness or injury.
     
  • Attendant: We will arrange for an attendant to travel with your insured, dependent travelling companions if you are returned home by air ambulance.
     
  • Act of Terrorism: We will cover losses otherwise payable under this plan resulting from an act of terrorism, up to an aggregate limit for all eligible policies due to a single act of terrorism.
     
  • Return to Original Destination: Up to $5,000 for one-way economy airfare for you and one insured travelling companion, to the original destination if the emergency that required you to return to Canada is subsequently resolved.

  • Optonal Coverages: Trip Cancellation, Interruption, Delay; Baggage, Air Flight Accident, 24 hour Accident, Rental Car Collision Protection

    Coverage is available from 15 days of age onwards for Canadians whose government health insurance plan will be in place for the full duration of their trip. If you are over 60 years of age and travelling longer than 60 days, you must complete a medical questionnaire.

    Note: This information is an illustration only. Travel insurance does not cover everything. For the complete terms, conditions, limitations and exclusions please see the policy wording online or refer to your policy booklet.

     

ELIGIBILITY

1. Coverage is NOT AVAILABLE to any individual who

a) has been diagnosed with a terminal illness;

b) has Acquired Immune Deficiency Syndrome (AIDS) or

Human Immunodeficiency Virus (HIV);

c) has Alzheimer’s Disease or any other type of dementia;

d) has received any type of treatment for pancreatic cancer,

liver cancer or any type of cancer that has metastasized;

e) has been prescribed home oxygen treatment in the last

12 months;

f) has had a major organ transplant (heart, kidney, liver, lung); or

g) has received kidney dialysis treatment in the last 12 months.

2. To be eligible for coverage a person must:

a) be at least 15 days old; and

b) be insured for benefits under a Canadian government health

insurance plan during the entire period of coverage; and

c) be currently in good health and know of no reason to seek

medical consultation during the period of coverage; and

d) not reside in a nursing home, convalescent home, or

rehabilitation centre; and

e) not require assistance with daily living activities

 

 

 

Canadian Traveller Details Policy Wording and Rate Chart

                                             Canadian Travellers Application

 Medical Questionnaire-Submission for Pre-existing Conditions Coverage Approval

Buy TIC Travel Insurance online*

* Thinking of buying online? Better to call us first, then buy online. We can answer questions a computer can't!

Applicants age 71 and over or any age on any trip over 35 days,  who require pre-existing conditions coverage can print out and submit the above linked Medical Questionnaire.  TIC will provide one of three written decisions: 1) Covered 2) Not Covered, 3) Covered, with specific conditions or limitations.

Medically Underwritten Plans from TIC - For certain pre-existing conditions, TIC may be able to cover you! If we have directed you to 1 800 379 9628 - AdvisorLink - you will have to advise TIC our Broker # 2168.  TIC Underwriting may request a written application from you which you can have faxed, e mailed or mailed to your address.

Reporting a claim or claims question on a TIC policy?  Please call 1 800 995 1662 or toll free worldwide 800 842 08420 or 00-800-842-08420 or if this does not connect you, call collect 416-340-0049 or 604-639-8849.

Additional claims information at http://cuistravelinsurance.ca/claims/claimsHowTo.php


EMERGENCY HOSPITAL & MEDICAL INSURANCE RATES
U.S.A. Destinations: 1 - 365 DAYS PER TRIPS*


USA Plan - includes USA and world wide destinations 

DAILY RATE AGES 0 - 30 AGES 31 -54                        
SINGLE $1.75 $2.10
FAMILY  0-60 $5.40 $5.40
EACH ADDITIONAL FAMILY MEMBER OVER 5 $1.75 $1.75

AGES 55-60: $2.50 PER DAY SINGLE,  one to 35 days
 

DAILY RATE AGES 61-65 AGES 66-70
SINGLE $3.90 $4.80

NON-U.S.A. DESTINATIONS 1-365 DAY PER TRIP, includes 5 days USA Transit, additional USA days can be purchased.

DAILY RATE AGES 0 TO 30  Ages 31-54    
SINGLE $1.30  $1.60            
FAMILY 0- 60 $3.80  $3.80
EACH ADDITIONAL FAMILY MEMBER OVER 5 $1.30  $1.30

AGES 55-60: $1.75 DAY/EACH
 

DAILY RATE AGES 61-65 AGE 66-70
SINGLE $2.70 $3.85

* Ages 0-60 and  61-70 daily rate increases on trips of 36-60 days and 61-365 days.  Call us on rate information and pre existing condition exclusion.

Disclaimer: The above is a brief description only.  Refer to actual policies for complete description of coverage.

Contact Ray or Kipp Battiston today  for personal service on your Travel Medical, Visitors, Returning Canadians and Expatriates Insurance requirements. We can quote coverage, explain benefits, issue your policy over the phone, confirm by e mail, and mail out your original policy documents.

Ray Battiston, BA, CAIB, CIP,  Canadian Travel Medical Insurance Broker
151 Osprey Cresc, Callander, On P0H 1H0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -705-752-1723
FAX  1-705-752-5198
raybattiston@on.aibn.com     BUSINESS HOURS 9AM- 5 PM EST., Closed Holidays

Important Links
Select one of the headlines below to view.

 Travel Medical Newsletter 2008 Season - What's Happening?

  Meet your Broker, Ray Battiston

PORTFOLIO
 Out of Canada Medical Travel
CANADIAN VISITORS, IMMIGRANTS
MANULIFE VISITORS RATES, APP, WORDING
CANADIAN SNOWBIRD INSURANCE
CANADIAN EXPATRIATE WORLD WIDE MEDICAL
CANADIAN 24 HOUR A D & D
CANADIAN GROUP TRAVEL MEDICAL
CANADIAN GROUP TRAVEL SIGN UP
CANADIAN Inter Provincial Travel
Pre-Existing Conditions covered on short trips under 36 days & age 70 & less
CANADIAN TRAVEL MEDICAL Insurance FAQS
Visitors to USA Medical Insurance FOR NON CANADIAN RESIDENTS
PSHCP $5,000,000 Annual Supplement
Policy Wordings, Apps Rates
MANULIFE Extended Health Plans-Dental, Drugs, etc. for Canada, Rates, Application, Policy Detail
Ray Battiston - Cdn Travel Medical Insurance Broker
151 Osprey Cresc,
Callander, Ontario
Canada P0H 1H0

Tel:1-800-526-7420
Fax: 1-705-752-5198

 
 
(c) 1996-2008, Raymond Battiston.   Revised  Oct 13 2008.

 

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