Special Underwriting for Pre-existing Conditions
21st Century Travel Insurance Ltd., underwritten by Manulife

represented by Ray Battiston -across Canada and the Yukon Territory

(C) Ray Battiston, 2018.  Airborne Niagara Falls Photo onboard Helicopter Tour
 


The 21st. Century, Manulife policy is one of our best Visitor to Canada Medical Insurance Plans. It can be purchased prior to arrival for immediate coverage on arrival,  with no age limit.  It can also be purchased after arrival, subject to a waiting period as described below. Unlike most visitors plans,  it can cover stable pre-existing conditions  right up to age 85, as defined in the policy. 

New for 2018!: Three different plans: Enhanced, Standard and Basic!  Coverage now available to $200,000 maximum- at levels: $15,000; $20,000; $50,000; $100,000; $150,000, or maximum $200,000.  CAD

Applicants age 60 -85 will have to answer "no" to five short questions on the Medical Declaration in order to qualify for Stable Chronic Condition coverage. Younger visitors will have to have stable medical conditions (details in policy wording).  All ages 86 and above must complete the questionnaire but ages 86 can not be covered on Stable Chronic Care Conditiions.

Yes, there is a difference in coverage with Visitors Insurance plans. Always ask your Broker if Pre-existing medical conditions can be covered!

Manulife  Insurance "brands" different programs. This particular program is another Manulife variation sold by over 700 Agents and Brokers, including our office. The premium rate charged by all 700 plus Brokers through this program are exactly the same.

You can purchase Manulife Insurance Visitors to Canada Medical Insurance from us via E mail, scanned e mail, fax or phone, or can download  the following policy and rate information to study before you buy!  We do recommend you speak with one of our Brokers prior to purchase..  You should get a response either the same day, or next day at the latest. Coverage is bound as soon as I confirm this to you. The original policy, receipt and ID card  is always mailed out via Canada Post.
 


Medical Declaration  -required for age 55-85 applying for Table 1 pre-existing conditions  -SCCC

FULL POLICY WORDING FOR NEW policy enhanced & Standard Effective Sept 2018- yOU CAN PRINT OUT THIS WORDING TO REVIEW POLICY TERMS, CONDITIONS, EXCLUSIONS, AND COVERAGE.

    New: SIDE TRIPS WORLD WIDE FOR VISITORS TO cANADA. rEAD THE CONDITIONS

Visitors Claims Form: Claim Form

21st Century Manulife Visitors Brochure

21st Century Visitors Application for Insurance

21st Century Manulife Visitors Rate Card Version 9
 


Please refer to complete policy wording for full details at http://www.ecanadianinsurance.com/21stCenturyPolicyWording.pdf



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Disclaimer: This is a brief description only. Refer to actual policy wording for full details. Policy is not in force until counter signed and issued by Ray Battiston, Insurance Broker
 


Phone toll free in North America 1-800-526-7420     EMAIL:mailto:Ray@IceColdNorth.com

Insurance Plans sold: "Per Trip" and multi trip Out of Canada Medical Insurance, Visitors Medical Insurance Plans, Air Flight Accident, 24 Hour Accidental Death & Dismemberment, Baggage, Trip Cancellation and Interruption, Expatriate Medical, Rental Vehicle Damage, Group, Dental, Extended Health.

Contact me today  for personal service on your Travel Medical, Visitors and Expatriates Insurance requirements

Ray Battiston, BA, CAIB, CIP  Canadian Travel Medical Insurance Broker
Box 510 7 Red Haven Drive St Davids On L0S 1P0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -905-262-6575
FAX  1-8666-14-8753
Ray@IceColdNorth.com

 Business Hours: 9 am: 5 PM Mon-Friday EST.  Closed holidays.  We cannot promise, but we may be able to return calls on holidays and weekends if we are available.

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Disclaimer: Please refer to policies for complete details. It is recommended you speak with a qualified Insurance Broker prior to purchase. On line policy information is available for your  personal research. Call us or e mail us first before making your buying decision!


  • mailto:Ray@IceColdNorth.com   or:  Kipp@IceColdNorth.com
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