Ray Battiston, BA, CAIB, CIP,      Canadian Travel Medical Insurance Broker
151 Osprey Cres., Callander, Ontario P0H 1H0 Canada
1-800-526-7420 Toll Free North America
Business: 1 705-752-1723;        fax 705 752 5198    Business hours: Monday -Friday, 9 AM-5PM EST, closed holidays 

Sometimes  you, your partner, family member, friend, etc. will require special medical underwriting in order to qualify for medical insurance - either out of Canada, or Visitors  to Canada or returning Canadians. Many pre existing conditions can be covered but not all can be! Some conditions are simply not insurable. Our contracted companies listed below will review your application and advise us if they are able to cover your conditions.  Please, contact our office first to review your personal requirements as we may have a regular plan which will adequately cover you without having to go through a special  underwriting process! Your application may be faxed, scanned and e mailed or mailed to us directly.

 Our office has 4  medical underwriting  applications for Canadian residents traveling out of Canada. Each company has its own requirements and does not accept the application of another company.

Please note that you can get a quote anytime but you can only purchase the Individual Medical Underwriting Plan up to 45 days in advance of your departure date. Quotes are subject to change.

LS Mutual Tour Med  - LS Mutual is licensed to sell to residents of Ontario, Quebec and New Brunswick. You may fill out the forms yourself,  or if you prefer, have your Doctor fill it out and fax, scan e mail or mail the apps to us. You must fill out the regular application as well as the medical questionnaire.  Please go to our ACA Tour Med page to download the two apps. These applications can also be downloaded directly from  http://www.ecanadianinsurance.com/TourMedInternationalApp.pdf  and http://www.ecanadianinsurance.com/TourMedicalUnderwritingApp.pdf

 ETFS Medi Select Only your Doctor can fill out this form which you can download at http://www.ecanadianinsurance.com/ETFSMedicalForm1.pdf     Fax, scan e mail or mail back to us

TIC Travel Insurance Coordinators Ltd.  You or your Doctor may complete the application. You must sign the app where indicated. Visitors must also sign the application.  Download this form at http://www.ecanadianinsurance.com/MedicalRBI.pdf  Fax, scan e mail or mail the application back to us.

Visitors to Canada, returning Canadians or immigrants awaiting Provincial Health Care Cover

In some cases you may need special underwriting in order to cover pre existing conditions. When this is the case we suggest TIC Travel Insurance Coordinators LTD at http://www.ecanadianinsurance.com/MedicalRBI.pdf   The client signature must be on this form and it can be faxed, scanned e mailed or mailed back to my office.  We also have access to 21st Century and Travel Underwriters which provide pre exisitng conditions coverage with limitations on their policies.  Best to contact us directly first for full information.

In addition to our office there are many other sources of competing special or Medical Underwriting offers. Since we only are familiar with our own contracted companies, we do not recommend  competing plans.  Unfortunately there are some health conditions which can not be insured for any amount of premium.

News Flash: 

Travel Underwriters, Manulife, TIC Travel Insurance, Blue Cross, TravelGuard Canada are now  on line for immediate insurance purchases,  policy detail and rates. But call us or e mail us first! We can tell you which one is the best choice for your personal situation.

International Clients: For international  clients not residing in Canada we offer MNU and IMG.  Although you can purchase any of these 2 company programs on line through our office, we recommend strongly that you contact us prior to purchase to confirm which policy will be your best choice. 

Early Bird News: Buy  your fall or winter trip insurance now, and beat the premium increases.  Rates normally go up in the summer and fall. Departure and return dates can be adjusted prior to departure.

Birthday Specials: What's the best birthday present?  Sometimes cold cash.  We have a number of companies which rate your trip premium at age at application, NOT DEPARTURE, which may save a tremendous amount in premium for you.  Premiums are frequently sold in "age bands".  If you are able to purchase your trip in advance at a lower age band, you will save money!

Disclaimer: Please refer to policies for complete details. It is recommended you speak with a qualified Insurance Broker prior to purchase. On line policy information is available for your research. Call us or e mail us first!