Also offering Visitors to USA Medical Insurance to Non Canadians only visiting USA

Rates June 2006,  (subject to change)

Sum insured (Daily Rates)

Deductible: $50 deductible per insured, per policy (add 5% total premium for $0 deductible)

Minimum Premium: $20.00

Family Plan: Applies to one or two adults living in the same residence and dependents age 21 or under.

Age: Based on our age as of the purchase date.

The Products and rates described are subject to change without notice at any time.

	Visitors to Canada Medical Insurance
A worry-free stay is only a call away with Medi-Select Advantage Visitors to Canada Emergency Medical and Hospital Insurance.
	Plan Features   Choice of policy maximum based on your needs: $25,000; $50,000; $150,000 CAD Single trip plan offers daily rates for up to 365 days (180 days for applicants age 60 to 85) Automatic coverage for temporary visits to the United States or Mexico* unless you are a citizen of or reside in either of those countries Coverage extensions available Low deductible of $50 CAD, per insured person, per covered trip, with the purchase of the $25,000 or $50,000 options No deductible applies with the purchase of the $150,000 option Family or single coverage Simple application without any medical questions *Certain limitations and exclusions may apply   Summary of Benefits*   Hospital Accommodation reasonable and customary cost Physician Charges reasonable and customary cost Diagnostic Services reasonable and customary cost Paramedical Services to a maximum of $200 CAD per insured person per practitioner Private Duty Nurse to a maximum of $5,000 CAD per insured person Emergency Air Transportation up to $25,000 CAD Ambulance Services when medically necessary Prescriptions limited to a 30-day supply Medical Appliances reasonable and customary cost Treatment of Dental Accidents up to $2,000 CAD per insured person Dental Emergency up to $200 CAD Return of Deceased up to $5,000 CAD per insured person Out-of-Pocket Expenses to a maximum up to $1,500 CAD        This benefit is included only with the purchase of the $150,000 option. *Certain limitations and exclusions may apply Eligibility   To be eligible for coverage under this plan:   You must be a visitor to Canada,  a person with a work visa, an immigrant to Canada, or a Canadian resident, who is not eligible for a provincial or territorial insurance plan in Canada. You must be a least 15 days of age and less than 86 years of age. You must NOT be traveling against the advice of a physician and/or have been diagnosed with a terminal illness. A terminal illness means that you have a medical condition that is cause for a physician to estimate that you have less than six months to live. You must NOT have a kidney disease requiring dialysis. You must not be experiencing new and undiagnosed symptoms. This insurance may be purchased prior to your arrival in Canada or within 30 days  thereof. However, if you have been in Canada for more than 30 days, you may purchase this insurance if you can answer NO to both Eligibility Questions. Your spouse or children must also meet all the above criteria to be eligible for coverage under this plan.
	Global Excel Management Inc. Assistance on Call Around the World, Day or Night When it comes to an emergency, time is a critical factor. Global Excel’s toll free number is the solution. Each caller is connected with a courteous and professional care coordinator who will answer questions and assist in obtaining medical care day or night, year round.   • Benefit information • Medical assistance   • Urgent message relay • Interpretation service   • Claims information • Direct billing instructions • Personalized service • Faster payment of claims • Fewer forms to fill out • Quick answers to questions   Global Excel is here for you 24 hours a day, 7 days a week! From Canada and the U.S.: call toll-free 1-800-715-8833 From Mexico: call toll-free 001-800-514-1518 From anywhere else: call collect (819) 566-8839
	ETFS APPLICATION, RATES ETFS VISITORS POLICY WORDING - SAMPLE ETFS VISITORS BROCHURE
	If you would like more information on this product, you can print the brochure using acrobat reader.

DISCLAIMER: THIS IS A BRIEF DESCRIPTION ONLY, REFER TO THE ACTUAL POLICY WORDING FOR COMPLETE DETAILS.

 CONTACT RAY BATTISTON ON ANY QUESTIONS.  YOU MAY FAX OR E MAIL YOUR APPLICATION TO ME. PLEASE ADVISE YOUR RETURN EMAIL IF FAXING. I WILL IN TURN EMAIL YOUR CONFIRMATION OF COVERAGE AND MAIL OUT ORIGINAL DOCUMENTS TO THE ADDRESS YOU SPECIFY.

Ray Battiston, BA, CAIB, CIP, Canadian Travel Medical Insurance Broker
151 Osprey Cresc. Callander, Ontario P0H 1H0 Canada
1-800-526-7420 Toll Free North America
Business: 1 -705-752-1723
FAX  1-705-752-5198 or Toll Free FAX ONLY 1 888 751 5124
raybattiston@on.aibn.com    BUSINESS HOURS 9AM- 5 PM EST,  Monday to Friday,  closed holidays