Pre-Ex conditions  normally can be covered; however there is usually a STABILITY PERIOD, which might be 90, 180, 365 days, even life long, which can effect coverage. If there is a change during this stability period immediately prior to your departure, your insurance company may deny coverage. You must carefully explain your medical condition and any changes to your Broker, Agent or Insurance Company to ensure your policy is right for you!

I have special Travel Insurance plans to age 70 on short trips under 35 days or less WITHOUT the Pre-existing Conditions Exclusion. I also represent companies that medically underwrite certain pre-existing conditions and may be able to issue a policy that guarantees payment on those medical conditions, so you know even before you travel that your condition will be covered. My office sells a very wide selection of Canadian, British, and American Insurance Companies.

Rates can vary by age, single, family, or group size, health, and number of days or months of travel.  Sometimes even the destination will effect the premium if it is a non USA destination.  Since I am contracted with ten  or more different companies, I can normally "fit" you to the company which is best suited for your own travel plans.  Best to call or email me for more details! And next year call early for the Early Bird deals.  Call before your birthday to check on our Birthday special rates.