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Newsletter 2016 -Whats Happening?
Canadian Travel Insurance Broker
PO Box 510, 7 Red Haven Dr. St Davids, On L0S 1P0
toll free 1-800-526-7420
Travel Medical Insurance, Visitors to
Canada, Immigrants & Expatriates Insurance from Ray Battiston,
Canadian Insurance Broker
Phone 905-262-6575 - St Davids,
||Your best choice for
Travel Insurance & Visitors to Canada Insurance
-Licensed in all Provinces & The Yukon
|Choose the travel insurance link below to where
you want to go. Call our office on any questions.
Destination Travel Health Plans ( Cumis General Insurance
Medi Select (Royal and Sun Alliance Insurance Company of Canada)
Medicare International (Manulife Financial Travel Insurance)
21st Century Travel Insurance Limited (Manulife Financial Travel
Global Assistance (Cumis General Insurance Company)
Manulife Financil Travel Insurance
PrimeLink - CanAm Insurance Plans (Manulife Financial Travel
Tugo Travel Insurance- Traveller Plan (Industrial Alliance)
Tugo Travel Insurance - Quest Plan ( Industrial Alliance)
Tour+Med Travel Insurance (LS-Travel Insurance Company)
Blue Cross Travel Insurance (Ontario & East Provinces)
Visitors to Canada Insurance and
Buy On Line including Allianz Global Assistance, Manulife, TuGo Travel Insurance, RSA Travel,
Tour+Med and PrimeLink
All our other Insurance Plans -including Trip
Cancellation, Air Flight & 24 Hour Accident, Manulife
FlexCare & more.
Canadian Travel Medical
Insurance can protect you
from a financial nightmare.
Our clients have suffered
accidents or illnesses on
the very first day of their
trip, the very last day of
their trip and everywhere in
between. Some losses are
small enough to be paid out
of pocket. Others have been
in the hundreds of thousands
of dollars. No one can
afford a catastrophic
medical insurance loss. And
that is why you buy
We sell Multi Trip
annual, Single trip and Top up
Travel Medical Insurance plans.
Canadian should also
purchase Out of Province
travel Insurance. For
instance, air ambulance for
skiers can cost from $25,000
or $30,000 in Canada! Plus
there are many more 'out of
pocket' expenses that
Provincial Insurance Plans
exclude in other Provinces.
We have very inexpensive
travel insurance plans
designed for out of Province
The USA has the highest
medical costs. Some of our
companies offer lower
insurance premiums for
travel to Mexico, South
America, European and Asian
countries. The bottom line
is: Buy travel medical
insurance before you leave
your home Province!
Since we specialize in
long term travel and Visitors to
Canada Insurance, many of our
Insurance partners have agreed
to quote and service our short
requests. You can also search
our Buy Online page on our
home page to purchase insurance
on our secure sites directly.
"Travel Insurance" has many
options: Travel Medical ( also
known as Excess Hospital
Medical Insurance), Visitors
Insurance, Trip Cancellation,
Interruption and Delay, or Trip
Interruption only, Air Flight
Accident, 24 hour Accidental
Death & Dismemberment, Baggage
Call Ray or Kipp today to review
your insurance requirements.
|PREMIUM RATES-LESS IMPORTANT THAN COVERAGE!
Rates can vary by age, single, family, or group size, health, and number of days or months of travel. Sometimes even the destination will effect the premium if it is a non USA destination. Since I am contracted with ten or more different companies, I can normally "fit" you to the company which is best suited for your own travel plans. Best to call or email me for more details! And next year call early for the Early Bird deals. Call before your birthday to check on our Birthday special rates. Many companies allow an age discount up to six months in advance of the trip if you buy prior to your birthday which would have normally put you into a higher rate band.
|The Three Biggest Mistakes in Buying Travel Insurance that can result in a claim denial or even your whole policy coveage voided!
1. Eligibility - Most companies require you to be eligible to purchase the insurance plan. Read the eligibility questions on the application very, very carefully and ask questions if you are not sure, you may wish to show the application to your Doctor. If you are not eligible to purchase the plan, your policy can be voided when a claim is submitted.
2. Rating Class- If the Insurer offers a range of rating classes, make sure you are in the correct rate class. If not, your policy can be voided. Don't assume, check with your Doctor if you are not sure of the answer.
3. Stability Requirements. There is usually a required number of days or months, such as 90, 180, or 365 days that your pre existing conditions or health has remained the same without changes in medication, treatment or hospitalization, etc. If you have had a recent change within the stability period requirement, your claim can be denied for that condition.
Disclaimer: The above information is a brief description only. Please refer to your actual policy wording for complete details. You should contact one of our qualified Brokers prior to purchasing a policy.
Battiston, Canadian Travel Insurance Broker
PO Box 510,
7 Red Haven Drive, St Davids, On L0S 1P0
Tel: 905-262-6575 ,
Toll Free 1-800 -526-7420,
Open: Monday to Friday, 9:00 AM to 5:00 PM
EST, Weekends & Holidays closed
Copyright 1996- 2016
Revised April 20, 2016
Where is St Davids, Ontario? St Davids is a village
part of and
located in the southern edge of the
Town of Niagara-on-the-Lake, Ontario, just below the Niagara
Escarpment. Right in the centre of wine
Niagara Falls Bridge
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Designed to expediate border clearance for pre approved travellers
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Canada- Immigration &
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