Special Underwriting for Pre-existing Conditions
 

Canadian Travel  Insurance , Visitor to Canada Insurance, Returning Canadians,  Immigrants  & Expatriate Insurance

from Ray Battiston,  Insurance Broker


                                                 

Ray Battiston is your best choice in Canada for Travel Medical Insurance and Visitors Insurance.

We specialize in  Canadian Travel Medical Insurance

Buy OnLine Page - TIC, Manulife, Travel Underwriters, ETFS    Instant issue 24 hours a day/ 7 days a week for Visitors & Out of Canada Travel.

Visitors to Canada Insurance

Insurance for Canadians  or Immigrants waiting for Provincial Health Care

Canadian Expatriate, World Wide Expatriate

Canadian snowbird travel insurance

International Students insurance

Top up Plans, Single and Annual Multi Trip  Plans

Trip Cancellation, Interruption and Delay, Air Flight Accident, 24 hour Accident

Manulife Extended Health & Dental for Canadians Dental and Extended Health and other related insurance plans.     Rate your plan on line, Buy Online.

We  can also insure most stable  pre-existing medical insurance conditions, such as: heart bypass, heart attack,  heart stent, stroke, TIA, High Blood Pressure or Hypertension, Diabetes, Peripheral vascular disease, Lung and Asthma conditions, aneurysm as well as many other medical conditions. We have exceptionally low rates on very healthy clients and competitive premium rates on all others. Our contracted companies: LS Mutual Tour Med Travel Insurance, Manulife Financial Travel Insurance, ETFS Medi Select Travel Insurance  and TIC Travel Insurance will review individually submitted high risk applications and may be able to provide coverage on pre existing conditions that other insurers can not insure. However some individual or combination health conditions may  simply be uninsurable at any price.

 

  • mailto:raybattiston@on.aibn.com   att: Ray Battiston or Kipp Battiston
  • Ray Battiston, BA, CAIB, CIP,      Canadian Travel Medical Insurance Broker
    Box 510,  7 Red Haven Drive, St Davids On L0S 1P0 Canada
    1-800-526-7420 Toll Free North America Business: 1 905-262-6575

     or Voice: 1-800-526-7420       < FAX 1-866-614-8713>  our incoming faxes convert to pdfs.

    Office hours: Monday -Friday, 9 AM-5PM EST, closed holidays  (voice messages and e mail checked after hours)


    News Flash

    TIC Travel Insurance Manulife Blue Cross, Travel Underwriters,   are now  on line for instant insurance purchases on Out of Canada and Visitors to Canada Medical Insurance,  policy detail and rates. But call us or e mail us first! For Blue Cross in French please click on Blue Cross - en Francais

    IMG and MultiNational Underwriters are American companies, best suited for non Canadians on international travel.  With any of these 'buy online" companies, it is best to contact us direct to make sure your choice is the best suited for your situation.

    Trip Cancellation, Interruption and Delay:  Most of our companies have  dropped the 'buy it immediately' rule. If you booked your trip last week, or even a month ago, we can still sell you trip cancellation. 

    Early Bird  Sales and Birthday Special Rates: Buy your fall or winter trip insurance early, and beat the premium increases.  We also expect seasonal  from every Insurer, including the competition. Rates normally go up in the summer and fall, not down!  Departure and return dates can be adjusted prior to departure.   We have a number of companies which rate  age at application date, NOT DEPARTURE, which can save considerable premiums! We have a few companies willing to sell up to 12 months in advance of the trip.  Premiums are frequently sold in "age bands".  If you purchase your travel insurance before your next birthday  which would normally put you in a higher rate band,  you will save money!



    Disclaimer: Please refer to policies for complete details. It is recommended you speak with a qualified Insurance Broker prior to purchase. On line policy information is available for your  personal research.  We do not recommend you purchase a policy online without contacting us first.

      Copyright Infringement: Our web pages are copyrighted and include technical writing which is our intellectual property.. Consideration may be given for reproduction  by request from certain authors or journalists for their articles, provided we are given proper credit.


  • mailto:raybattiston@on.aibn.com  
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    Important Links
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      Meet your Broker, Ray Battiston

      Travel Medical Newsletter 2011 Season - What's Happening?

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      Cape Cod Road Trip - Places to see

       Myrtle Beach Road Trip  - First Visit

     

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    (c) 1996-2012, Raymond Battiston.  Revised Jan 9, 2012